When it comes to the demise of the once popular restaurant chain Hooters, it seems Australia was the canary in the coalmine.

Restaurant industry icons where Americans for decades went on first dates, celebrated birthdays or graduations and gathered for family dinners are facing a crisis.

While tax debt is a serious issue, you generally don't need to hire a professional representative to get relief. In fact, doing so can add hundreds or even thousands of dollars to your bill.