What's the credit limit on that unused credit card? Depending on that number and how many other cards you have (and their credit limits), the unused card could be boosting your credit score.

Pilot program with 16 agencies to audit unused/unneeded credit cards ... The Interior Department saw the largest number of credit card terminations with nearly 20,000 purchase cards and nearly ...

Trump and Musk’s DOGE canceled over 200,000 federal credit cards in a three-week audit, sparking concerns over excessive ...

This is the ratio of your available credit divided by total available credit that you are using. Keeping an unused card with a high limit open can bring your credit utilisation ratio lower ...